Car Insurance in Tupelo, MS
Take care of your car and your financial security with the right car insurance in Tupelo, MS for the best price.
Public transportation in Tupelo is limited. Tupelo Transit offers an affordable curb-to-curb transportation service Monday through Friday. However, that is not sufficient to meet the daily commuting needs of the city's approximately 38,000 residents.
It's not surprising then that Tupelo workers primarily drive to work alone, with 88.5% using this method, 6.16% carpooling and 3.93% working from home. Commuters spend an average of 18.7 minutes on their commute.
You can use your car for more than getting to and from work, and Tupelo offers plenty of reasons to get out and explore the roads. The Quirky Travel Guy offers several great itineraries for road trips in and around the city, including Elvis's childhood home and an apron museum in nearby Iuka. VIU by HUB can provide you with quotes for car insurance in Tupelo, MS, that protects you no matter where your adventures lead.
As of 2001, Mississippi requires drivers to have car insurance. All drivers must have liability insurance and be able to produce a card if asked. Fortunately, that can be a paper card or an electronic one.
Liability coverage pays for any damage you cause to someone's property or any injuries you cause them. That can protect your assets in the case of litigation. The state mandates that you have a policy providing at least 25/50/25 liability coverage. However, you should consider buying a policy with higher limits. If you cause an accident, your insurance will only pay up to your liability limits. You must pay for any expenses over the limit. This type of policy will also not cover repairs to your car after a crash.
Add collision and comprehensive insurance to your policy to secure protection for your vehicle. These pay for damages related to auto accidents, weather, theft or vandalism. You can further customize your coverage by adjusting the deductible and adding extras, like towing assistance.
There are still plenty of drivers on the road who have no insurance. If they hit you, you may not get any compensation from them, regardless of your insurance policy. Therefore, you should consider uninsured motorist coverage to protect yourself from any limitations your policy may have.
You will enjoy lower rates than the national average if you live in Tupelo, with the average rate for minimal insurance around $126 a month. If you want to get the best rates possible, you can use VIU by HUB to compare rates and pick the best one for your needs.
You have plenty of things you can do to help lower your cost of car insurance in Tupelo, MS. Some things you can try are:
In addition, shopping around can often give you better rates than you currently have.
Auto insurance can pay for things like vehicle repairs, medical bills and any legal fees you may incur if you cause an accident. At the end of the day, you want to base the amount of coverage you get on how much you can afford to pay.
Comparing rates from multiple providers allows you to compare coverage amounts and prices. When you shop for car insurance in Tupelo, MS, with VIU by HUB, you just fill out one simple form to see rates from different insurance companies and multiple policy options. That will help you come out on top when purchasing insurance.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
