Car Insurance in Biloxi, MS
Taking a drive through town will give you much to see, but car insurance in Biloxi is essential in protecting your ride.
Located on the Gulf of Mexico, Biloxi is a small city with a big view. Spend the day at the River Marshes Coastal Preserve or on the coast at the Coliseum Pier. Eagle Point Park offers fun on dry ground, and Deer Island Coastal Preserve gets you out into the gulf to experience nature like you never have. Before you travel from place to place, review your policy for car insurance in Biloxi to make sure your ride is protected properly.
With a population estimated at 49,118, you might think Biloxi does not have many car accidents. Unfortunately, there are far too many. In just four years, between 2018 and 2021, 38 accidents resulted in 39 deaths. Practicing caution while driving is essential in avoiding these senseless deaths.
It's also important to note the weather to further avoid accidents. The wet season in Biloxi is June through September, with the heaviest rainfall being in July. This makes for slippery roads. Tourism is high from April to May and September through November, and with more people on the roads, defensive driving should be practiced during the drier months as well.
Coast Transit Authority could be the best way to get around if you're casino-hopping, but the bus system isn't convenient for all your needs. You might experience a midnight emergency in which you need a car to get to the hospital. It might be poor weather and you don't want to wait for a bus to show up.
The most convenient option to combat these and other issues is to purchase a vehicle of your own. With a private vehicle, you can make it on time to your events, leave work to get home early and run your errands in a minimal amount of time. Remember that you'll need car insurance in Biloxi when you have a personal vehicle. VIU by HUB can help you compare prices and features.
Rates for car insurance vary depending on the insurer you choose and a handful of other factors. On average, residents of Biloxi pay $493 per year for the state's required minimum coverage. Residents who pay for full coverage have an average yearly payment of $1,637.
Your age is one of the factors that determines cost. For example, teenage drivers pose a greater risk to the insurance company, so their yearly premiums sit higher at an average of $6,197 in Biloxi. Seniors with a clean record jump back down with an average yearly premium of $1,593.
In Mississippi, drivers are required to cover basic liability for personal injury and property damage. Beyond that, there are several other options to add to a policy:
With your personal needs in mind, VIU by HUB pulls together some options for car insurance. You compare them, set some aside, request more options and do what you need to do to uncover your perfect policy for car insurance in Biloxi. Get started today.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
