Meridian is a historic city with a population of nearly 34,000 people. A relatively small populace does not mean less need for auto insurance, though. Having the right coverage offers peace of mind and protection in both minor and major situations.
Public transportation is available in the city, but many motorists enjoy the freedom and convenience of a car. In fact, 81.1% of residents commute alone in a car to work, while 10.7% carpool.
About 12 people are involved in fatal accidents in the city per year. Avoiding distractions, wearing seat belts and getting car insurance in Meridian, MS, all help protect drivers. You can use VIU by HUB to easily compare quotes.
People in Meridian need the minimum required insurance for the state of Mississippi. It is liability insurance to cover injuries and property damage you may cause in an accident. It offers $25,000 in bodily injury protection for one person per accident, $50,000 for all injuries in an accident and $25,000 for property damage per accident. You can simplify this coverage by calling it 25/50/25.
If you do not have many assets, then this level of liability coverage may be enough for you. Many people with assets to protect, though, get more coverage. Otherwise, if they are found liable in a car accident and lack enough insurance to pay someone, their assets could be at risk. It can give you peace of mind to have liability coverage roughly equal to the value of your assets.
Optional types of insurance can be quite helpful, too. They include the following.
It is a great idea to compare auto insurance quotes at least once a year. Otherwise, you could be currently insured for a situation that has become outdated. For instance, you might have insurance you consider unnecessary on your car since it has undergone a lot of depreciation in the past five years.
Car owners in Meridian pay an average of $1,116 per year for auto insurance. You may pay more or less depending on the levels and types of coverage you select as well as your age, driving record, mileage totals, address and other factors. Different insurers also weigh risk differently, so comparing quotes with VIU by HUB for car insurance in Meridian, MS, can save you a lot of money and time.
This information is intended for general informational purposes only and is not intended to constitute legal advice.