Car Insurance in Everett, WA
VIU by HUB can help you drive safely and confidently throughout western Washington with car insurance in Everett.
Everett is a mid-sized city located about 30 minutes north of Seattle. It is close enough to the big city that you can easily enjoy its amenities but far enough away that you don't feel closed in.
There are some great day trips you can take with Everett as your home base, including a scenic two-hour drive to the Bavarina-themed town of Leavenworth. If you travel throughout the region in the winter, you'll want to check in with WSDOT for any special vehicle restrictions or pass closures in the Cascades.
Those staying in town can choose to use the Everett Transit bus system. However, many find that driving a private car is more convenient. If you decide to drive, be aware that the city has a higher-than-average rate of car thefts, so be sure to lock your vehicle and take appropriate safety precautions.
You want to have the right amount of coverage to match your driving, whether that's a daily commute to work within Everett or weekend trips to the nearby mountains. Understanding your options for car insurance in Everett can help you find a policy that fits your lifestyle.
Washington drivers must purchase liability insurance to keep a car on the road. State laws require minimum coverage amounts of 25/50/10, which means it must include:
These amounts protect you if someone is hurt or if you damage another car or stationary object, such as a fence. That makes them important tools in protecting your personal assets. However, they do not cover any damages to your own vehicle. For that, you will need to purchase collision and comprehensive coverage.
Collision pays to repair damages to your vehicle after an accident. For example, if you lose control and hit a telephone pole, your collision coverage would pay for the repairs. Comprehensive pays for many types of non-collision damage, such as hail dents, theft or water damage. It also typically includes glass coverage for dings and cracks.
To ensure you are fully covered, speak with an agent from VIU by HUB to get multiple quotes from insurance companies. This will help you select the appropriate coverage so you buy the right car insurance at a competitive price.
Everett drivers pay $1,435 per year on average. That is significantly higher than the state average. Car insurance rates vary depending on numerous factors. For example, auto theft rates are significantly higher in Everett than Washington state averages. This increases the risk of loss for insurance providers, thereby increasing premiums for car insurance in Everett.
Personal factors can also play a role in how much you pay for car insurance. Young, inexperienced drivers usually pay higher rates than those with 10 or more years behind the wheel. However, if your driving record includes a history of accidents or tickets, you can expect to pay more than drivers with clean records. Multiple past claims also make you appear a greater risk to underwriters, and the quotes you receive will reflect that. On the other hand, many drivers qualify for discounts.
Don't pay more for insurance than you have to. Explore your options with VIU by HUB to see if you are missing out on available discounts.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
