Car Insurance in Bellingham, WA
Drive with the peace of mind that comes with having the car insurance in Bellingham that's right for you.
Ranked as one of the best places to live in Washington, it's no surprise that Bellingham is growing. With a population of just under 95,000. Bellingham is a city with breathtaking views and captivating tours. Whatcom Falls Park, just three miles outside Bellingham, has stunning waterfalls, magnificent trees, and a charming stone bridge. Mount Baker offers sightseeing as well. Having the right car insurance in Bellingham gives you comfort in knowing that your travels to and from your sightseeing are covered.
The weather in Bellingham is mild in the summer and cold and rainy in the winter, with the cold temperatures sometimes bringing snow and ice. Adverse weather conditions can raise the chances of car accidents, particularly when it is dark outside. With the sun setting between 4 and 4:30 PM in winter, car accidents are more likely to happen. This is particularly true on Interstate 5. where 10% of fatal crashes occur. You want to ensure you have adequate car insurance in Bellingham if the unexpected happens.
The average commute time in Bellingham is about 17 minutes, which is lower than the national average. Most commuters use their own vehicle, but some carpool or take public transit. There are a variety of public transit options in Bellingham. The Whatcom Transportation Authority offers routes all around the city and to neighboring towns.
The Amtrak train is another option for those who do not have a vehicle or who are simply looking for alternative options. Finally, there are multiple rental car businesses around the city.
In the state of Washington, motorists must have liability insurance and must carry proof of insurance with them. This is true for motorcyclists as well as all other vehicles on the road.
Here are the minimum requirements for motorists in Washington:
These are the minimum requirements, but it can be a good idea to have more coverage if you can afford it. VIU by HUB can help you find the car insurance in Bellingham that is right for you.
In Bellingham, you can expect to pay roughly $107 monthly or $1,285 annually for minimum coverage. These numbers are lower than the state average due to a lower population density and number of accidents. This is lower than the national average as well.
If you are looking for more than the minimum car insurance required by Washington state law, there are multiple policies to choose from. VIU by HUB shows you the different rates you can expect to pay with different companies, helping you find the most affordable option.
Generally, a full-coverage insurance policy will cover the state-required minimum, in addition to the following:
Keep in mind that not all full coverage policies are equal, so you'll have to thoroughly read your policy to find out what coverage you have.
Bellingham is a beautiful place to live, with many gorgeous views and unforgettable outdoor experiences. If you own a car, it's essential to have the proper car insurance in Bellingham. Everyone's needs are different, so use VIU by HUB to compare insurance rates and find what will work best for you.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
