Car Insurance in Warwick, RI
Learn how to stay safe on the road and explore the options you have for car insurance in Warwick, RI, with VIU by HUB.
Families in Warwick get to mix business and pleasure every day, with excellent opportunities for work and amazing vistas all around. With a short daily commute time of just 25 minutes, local workers have more time to spend with loved ones. There are countless outdoor destinations a short drive away, including Rocky Point State Park and Greenwich Bay.
One thing that makes the region special is its 39 miles of uninterrupted coastline. Nearby places such as Conimicut Point Beach, Oakland Beach, East Bay Bike Path and Goddard Memorial State Park provide incredible opportunities for kids and adults to have fun.
Warwick has a population of about 80,000 people and 35,000 families. The average household has more than two people, so there are many married couples and families with kids. To provide for family members in the event of a crash, car insurance in Warwick, RI, is essential.
This charming city is only about 20 minutes south of Providence, RI. Many residents work in Warwick, and others commute to Providence. Some college students who attend Brown University in Providence live in Warwick and commute every day.
Thanks to Interstate 95, Interstate 295 and U.S. Highway 1, reaching the office from Warwick is a breeze. It's not surprising that over 90% of workers in the area commute in a vehicle. Fewer than 2% feel the need to take public transportation.
Of course, travel on busy highways and interstates also increases the risk of getting into a car accident. For example, the section of Interstate 95 traveling through the city sees an average daily traffic volume of over 45,000 vehicles, more than all the local households combined. Every commuter needs dependable car insurance in Warwick, RI.
Considering how beautiful Warwick's surroundings are, it comes as a surprise to some people how many car accidents happen on local highways. Between 2018 and 2021, more than 21 people lost their lives on Warwick roads. On average, the region has 325 series injuries a year.
It's important to understand the different types of accident coverage, including:
Basic car insurance in Warwick, RI, may only offer liability coverage. Full-coverage policies often include some personal injury coverage and collision coverage, which can help with medical costs and vehicle repair bills.
Car accidents in Warwick happen for many reasons, but four areas stand out:
These numbers mean that car insurance protection is something to consider seriously.
Car insurance in Warwick, RI, costs about $160 a month or $1,900 annually. This is higher than the national average but lower than nearby cities such as Providence. With VIU by HUB, families can customize auto insurance coverage by comparing a variety of companies and policy options. It's easier to save money this way.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
