Providence, RI Auto Insurance
Learn how to compare Providence auto insurance options and save money on your coverage.
Providence isn't just the capital of Rhode Island. It's also a major hub on the Eastern Seaboard, bringing together hipster vibes, irresistible food and incredible art. As one of the city's 190,000 residents, you can explore art and architecture at DePasquale Square, Downtown Providence and the Providence Performing Arts Center. For fresh air and blue skies, it's only a short drive to Roger Williams Park or the banks of the Providence River.
The atmosphere in Providence is an interesting mix of relaxed and energetic. On one hand, you have the city's 67,000 families. with an average of 2.5 people per household. This means that many residents are married and have kids. Most households own at least one vehicle, so Providence auto insurance is a must.
Providence is still a college town at heart. One of its famous areas is called College Hill. There are over 50,000 college students enrolled in local schools, including Brown University, Providence College and Johnson & Wales University-Providence. These students make up a significant portion of Providence's population.
The average commute for students and workers in Providence is about 25 minutes. The city has multiple freeways for getting from point A to point B quickly, including Interstate 95, U.S. Highway 1, U.S. Highway 6 and U.S. Highway 44. These roads speed up travel times but also increase the amount of traffic in the city.
On average, families in Providence own two vehicles. About 70% of workers and students use a personal vehicle to commute, and 10% take turns carpooling. Even though the city has metro transit, fewer than 5% of households use it regularly. That means that Providence auto insurance is important every day of the week.
You probably don't give car accidents much thought most of the time, but there are good reasons to take precautions on the road. Providence has its share of serious car crashes. Between 2018 and 2021, almost 40 people died in car accidents. Every year, there is an average of 325 serious injuries in the region, or six people in the hospital every week.
Having Providence auto insurance doesn't stop you from getting into an accident, but it can support you afterward. Here are a few ways different coverage options can help:
With VIU by HUB, you can compare various insurers and customize the level of coverage you want for your policy.
Comprehensive auto insurance can be valuable for families in Providence. This type of insurance covers risks such as vehicle theft, vandalism and loss of auto parts or electronics. Considering that Rhode Island has almost 300 cases of auto theft per 100,000 residents, investing in good insurance makes sense. The state capital has almost triple the crime rate of nearby cities Johnston and Cranston.
The median income per person locally is just $31,000, lower than the U.S. average. You need good value for your money.
The average cost for Providence auto insurance is $200-$300 a month. This is significantly higher than in other parts of the country. VIU by HUB can show you many options for insurers and coverage. That way, it's easier to choose a policy that's comfortable for your budget.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
