Car Insurance in Madison, WI
If you're ever in an automobile accident, having car insurance in Madison, WI, protects your finances from the expenses of bodily injury, property damage and car replacement.
Madison is the capital of Wisconsin and stands as the state's second-largest city with a population of over 270,000. This energetic city is the fastest-growing in the state thanks to a growing technology sector and the presence of major employers such as Google, Epic Systems, American Girl and the University of Wisconsin-Madison. Besides a vibrant economy, local attractions such as the State Capitol, the Lake Monona Loop and the Olbrich Botanical Gardens make the Mad City the place to be.
In a rapidly growing place like Madison, there are several vehicles on the road. As a motorist in Madison, you're exposed to the following local risks:
According to the City of Madison, the number of collisions involving fatalities is trending upward. In 2020, the estimated economic impact of all auto accidents totaled over $92 million. Even though there is public transit available, it is limited to buses that also share the roads with other vehicles. Having car insurance in Madison, WI, can protect you from financial ruin following a car crash.
As a Madisonian, your insurance plan must meet these minimums :
Imagine getting into a car accident in which one or more cars are totaled. VIU by HUB can help you explore plans that go well beyond the state's minimum requirements. Consider these coverages:
When it comes to car insurance in Madison, WI, it's strongly recommended that you find a plan that provides enough coverage for you and other drivers in your household, as applicable.
In Madison, you can expect to pay around $1,150 annually for coverage, which is lower than the state and national averages, clocking in at around $1,181 and $1,548, respectively. Several factors will influence your premium:
Many drivers qualify for discounts that can lower their premiums, including driving a new car, being in the military and also having multiple policies with the same insurer. VIU by HUB is here to help you find a policy for car insurance in Madison, WI, that truly works for you.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
City of Madison Traffic Engineering Division
