Car Insurance in Harrisonburg, VA
Explore the gorgeous scenic drives of Virginia's Shenandoah Valley with full coverage car insurance in Harrisonburg.
Situated in the northwest part of Virginia, Harrisonburg is the home of about 51,000 residents. This diverse community in the Shenandoah Valley is well-known as the home of James Madison University.
Harrisonburg has a vibrant downtown with a burgeoning food scene as well as access to incredible outdoor activities in Shenandoah National Park and George Washington National Forest.
According to Sperling's Best Places, Harrisonburg residents have a shorter-than-average commute of about 16 minutes, and about 70% drive their own cars to work and school. Car insurance in Harrisonburg protects your vehicle from the unexpected whether you're a student or a full-time resident. Current and future residents alike can shop for the city's most affordable auto rates with VIU by HUB.
Virginia has an increasing rate of both fatal auto accidents and auto accident injuries, according to Drive Smart Virginia. About 80% of collisions in the state result from driving distractions such as texting, reaching for an object in the vehicle or scrolling social media behind the wheel. Car insurance in Harrisonburg covers the costs associated with an accident, including medical bills and property damage.
Severe weather can also pose a risk to your vehicle. The National Atmospheric and Oceanic Administration reports that Virginia averages more than six severe weather events annually, most commonly severe storms, tropical cyclones and severe snow and ice. Shopping for auto insurance online with VIU by HUB lets you find the best rates on comprehensive coverage to protect your investment in your car.
Drivers have some of the lowest rates in the state for car insurance in Harrisonburg, according to MarketWatch. You'll pay an average of about $917 per year or $76 a month for your policy, compared to the average Virginia rate of $95 per month or $1,142 per year. These rates reflect full coverage, which includes liability insurance as well as comprehensive and collision policies.
Rates can vary significantly from one Harrisonburg neighborhood to the next based on factors like claim rate or population density in a specific ZIP code. While car insurance is relatively affordable in this part of Virginia, you can potentially save even more on your auto policy by comparing rates from multiple companies. VIU by HUB makes it fast and easy to get personalized online quotes.
Virginia mandates minimum auto coverage. You must have at least:
This information is intended for general informational purposes only and is not intended to constitute legal advice.
