Home Insurance in West Jordan, UT
Watch your savings grow when you get the best prices on home insurance in West Jordan.
West Jordan is in Salt Lake County and has a population of just over 115,000. This is an affluent area with the average household income sporting six figures. That leaves people with an above-average property value in West Jordan, just shy of $350,000. Those with a mortgage are paying around $1,700 a month and those paying rent owe around $1,300 a month. That's a significant amount of money, and good home insurance can protect that.
This city receives a significant amount of snowfall. Snow starts up in the area in mid-November and lasts through mid-March. January is peak snow season, with an average of 3.7 inches each time the snow falls. This accumulates due to sub-freezing temperatures and you can end up with a foot of snow on your roof. That adds weight to your roof and can cause structural damage to roofs, which is another reason to have great insurance for your house.
Additionally, West Jordan usually reaches freezing temperatures in mid-November and maintains lows below freezing until the end of February. The highs in December and January remain barely above freezing. In other words, if you live in this area, you can expect pipes to threaten your home because they may freeze, burst and leak water into your house.
People in this city pay an average of $113 per month or $1,350 per year for insurance that covers the standard risks, offers liability protection and has a $1,000 deductible. That is less than the state and national average for similar coverage. Of course, your rates will differ from the average based on your house value, ZIP code and how much coverage you want. You will also pay more if you want additional flood or earthquake protection policies.
Insurance in this area is cheaper than in other areas in Utah because West Jordan has lower-than-average risk factors. It has little risk of wind, heat or fire damage. It also has lower risks of other climactic threats. Additionally, while it is a large city, it has a relatively low crime rate, which keeps costs low.
The biggest risks you face in this city are earthquakes and flooding, neither of which are covered by standard policies. Although your risk of earthquakes is lower than the state average, it is still significantly higher than the national average. That is because the city is located near the Wasatch Fault.
Theft rates in West Jordan are much lower than the national average. However, thefts do occur. An average of around 550 burglaries occurred in recent years in this city. That's below the national average of 6.11 per 1,000 homes. Fortunately, if someone breaks into your home, having home insurance can protect you from the loss of your personal possessions. You will need an inventory of your personal belongings and a copy of the police report to file a claim.
You can save money using VIU by HUB to compare rates for home insurance in West Jordan. The platform is easy to use and by inputting some basic information, you will quickly have a number of quotes from different providers to review. You can compare them side-by-side and make an informed choice.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
