Whether you’re driving down Riverside Dr. on your way to work or cruising on I-24 for a night out in Nashville, you must have car insurance in Clarksville, TN. As a small city, this area experiences busy roads with drivers headed north to Fort Campbell, downtown to the county headquarters, and south to Nashville. The continuous flow of drivers contributes to over 500 vehicle accidents per year, according to city-data.com. Since over 85% of these are in broad daylight, you are at risk for accidents at any time. To be prepared, you must have the appropriate amount of car insurance to protect you, your passengers, and your car.
Tennessee has a Financial Responsibility Law that states all drivers must have a liability insurance policy. This law means that to drive legally, you must have car insurance that covers:
Liability car insurance in Clarksville, TN’ pays for damage and injuries to the other driver and their passengers if you cause an accident. The amounts listed above are the minimum required by the state and only payout to the other driver. If you are in an accident that is your fault, your policy won’t pay to repair your car or take care of your medical bills if you only carry liability vehicle insurance.
You need to buy additional coverage when you want extra protection for your vehicle and your medical expenses. VIU by HUB offers different options depending on your needs.
Whether you’re driving a new Corvette or your grandfather’s beloved Ford, insurance can protect your car if you cause an accident, get struck by adverse weather, or experience a break-in. There are two different types of car insurance in Clarksville, TN, that you can purchase to cover your vehicle.
This information is intended for general informational purposes only and is not intended to constitute legal advice.