Car Insurance in Huron, SD
What statistics do you need to know about car insurance in Huron, SD?
Huron, SD, is the epitome of an American small town. It has a quiet population of just 15,000 people. The majority of families are married couples, and many of those couples have children. In fact, the largest percentage of the local population is children under age 10.
One can almost smell the good old apple pie and grills in the backyard. Huron has plenty of outdoor spots for nature-loving families, from the James River to Gibbs Park. Splash Central Waterpark is another family favorite. Other places to camp, swim, hike, bike and gaze at the stars are just a short drive away.
One of the city's main claims to fame is to host the South Dakota State Fair every year. This brings in a massive volume of vehicles from other parts of the state and even out-of-state visitors. On a normal day, U.S. Highway 14 and SD Route 37 only get about 4,000 vehicles.
During the five days of the South Dakota State Fair, the number of visitors can exceed 200,000 people ” over 12 times the city's population! This rapid increase in traffic volume is one reason why every family needs good car insurance in Huron, SD.
Another surprising statistic is that Huron has an abnormally high percentage of injuries to accidents. In other cities, only a small amount of crashes hurt drivers. In Huron, out of the 100 crashes in 2019. 50 injured the driver and passengers.
The type of crashes that happen locally may be the reason. Big cities often have many rear-end collisions on the highway. In Huron, most accidents involve angle crashes, such as one car running into the driver's side door.
For this reason, it's a smart idea for drivers in Huron to invest in personal injury protection, not just basic coverage. With PIP coverage, drivers and family members can afford high-quality medical care after a crash. Emergency treatment can make a huge difference in serious car accidents.
Huron doesn't have any organized public transportation, so visitors and residents need to use personal vehicles to get out and about. Over 80% of workers drive alone to the office, and about 10% carpool with coworkers.
The commute in town is short, often just five or ten minutes. That said, most accidents (65%) happen on city streets, not the highway (33%). Car insurance in Huron, SD, is always a necessity.
Every family has the freedom to customize their auto insurance coverage. Some drivers want additional injury coverage and others want theft insurance. VIU by HUB helps by making it easy to compare different insurance companies while selecting specific coverage options.
Winter is especially dangerous in Huron in terms of car accidents. A large percentage of crashes involve snow, blizzards or icy roads. Drivers can lose control at intersections, especially if they're going too fast with poor visibility. Huron gets more snow than the U.S. average.
On average, local drivers pay about $1,450 a year for full coverage. This price is higher than in some cities but lower than the state average. VIU by HUB can potentially help families save money on car insurance in Huron, SD. Getting rid of unnecessary add-ons is a great way to save.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
