Car Insurance in Lawton, OK
Look after your financial security by getting the right car insurance in Lawton, OK, for the right price.
Lawton is in Comanche County. It has a population of just over 92,000 people. Around 35,000 of these people are employed. According to Data USA. 72.1% of people drive alone, 12.9% work from home and 10.1% carpool. That's putting almost 27,000 cars on the road just from commuters.
The average commute time is just over 16 minutes. That's more than 30 minutes in the car every day, just for workers. The Lawton City Transit Trust is responsible for overseeing the public transportation systems in Lawton. However, there is still a need for more public transportation, which is why good car insurance is so important.
The average rate for car insurance in Lawton, OK, is around $1,600. That is less than the state average but higher than the national average. However, it can vary significantly depending on many factors. Of course, using VIU by HUB can help you find the best price for your unique factors.
There are a variety of factors that could affect the amount you pay for car insurance. It is helpful to understand more about them.
The way to ensure you get a great deal is to look at quotes from multiple insurers to see who will offer you the lowest rates. The cheapest rates you'll typically find in Lawton for minimal insurance are around $1,100. However, you can use VIU by HUB to easily check your offers and see if you can find an even better deal.
Drivers in their 60s typically pay the cheapest rates, averaging around $1,400 a year. However, middle-aged drivers don't pay much more, averaging around $1,450 annually.
Gender and marital status can also affect the rates you pay. Married drivers typically pay less for car insurance in Lawton, OK, than single ones. That is typical for drivers across the country.
When you want to lower your rates, drive safely and keep your record clean. Speeding tickets, reckless driving, DUIs or at-fault accidents lead to significant increases in your insurance rates.
Good credit can also help you keep your rates low. If your credit is good, you will pay less than those with poor credit. In some cases, if you raise your credit score from very poor to exceptional, you can expect your insurance rates to be cut in half. Even just raising from very poor to fair will give you a big break on your rates. Every tier that you move your credit score up can lower your annual rate by several hundred dollars.
Your home location also affects the amount that you pay. If you live in a more densely populated area with more traffic and crime, you'll probably see more accidents and theft. Therefore, you'll pay higher rates. The most expensive ZIP codes in Lawton are 73501 and 73505.
If you live in ZIP code 73507, you'll probably have the cheapest rates because this area's population is less dense. That means fewer busy roads, less traffic and lower crime rates.
Next time you need car insurance in Lawton, OK, try VIU by HUB. It will show you rates for various insurers so you can research and find the best options for your needs.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
