Car Insurance in Roswell, NM
Protect your vehicle from the unexpected with car insurance in Roswell, NM.
Roswell's connection with UFOs is well known. This medium-sized city of 48,000 was the site of a rumored UFO crash in 1947. Since that time, this city, nestled in the Chihuahuan Desert has embraced its history and become a famous destination for UFO believers around the world. This means there are lots of extra drivers in town all the time.
Roswell welcomes visitors to the city with a large sign that includes an alien saucer that lights up at night. Once in town, you can learn more about extraterrestrials at the UFO Research Center, enjoy a black light walk-through of alien scenarios at the UFO Spacewalk and grab lunch at a space-themed and saucer-shaped McDonalds. Of course, the annual UFO Festival is an important event that brings in millions of dollars in revenue and as many as 40,000 tourists to the city each year.
Residents of Roswell are a bit more down-to-earth than the tourists. They enjoy their city's arts, culture and culinary scene and the breathtaking natural beauty that surrounds Roswell. Although they may have an average work commute of a mere 18 minutes, they still understand the importance of carrying effective and affordable car insurance in Roswell, NM. Comparing rates at VIU by HUB can help them choose the best provider.
Downtown Roswell is very walkable and the Pecos Trails Transit offers bus service within the city. However, residents do need a vehicle to get to work and to access surrounding outdoor activities like hiking trails, Bottomless Lakes State Park or Bitter Lake National Wildlife Refuge.
Although many non-residents may think the desert climate in Roswell lacks variety, the city actually experiences all four seasons and some extreme weather. Snow is possible in the winter when temperatures can drop below freezing and summer can bring monsoons with heavy rainfall, high winds and the occasional tornado. Weather conditions such as these make having car insurance in Roswell, NM essential for those who live there.
Crime rates are relatively high in Roswell, nearly a third higher than the national average. This includes a higher incidence of vandalism and auto theft. These conditions mean that residents may want to consider comprehensive coverage when purchasing car insurance in Roswell.
New Mexico is an at-fault state when it comes to car accidents. This means that the person at fault for a collision is responsible for paying for damages. Residents are expected to carry at least a minimum level of insurance and will find the tools at VIU by HUB instrumental in finding the best value.
The average cost for liability insurance in Roswell is $987 a year. This should provide the following coverage :
Liability coverage does not pay out for incidents such as weather-related damage, vandalism or theft. To receive maximum coverage the cost can increase to $3,726.
The cost of car insurance in Roswell, NM can vary widely and certain providers may offer a variety of discounts that can reduce overall costs. The best way to ensure that you get the right level of coverage for your needs and budget is to compare quotes between providers using the tools available at VIU by HUB.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
