Car Insurance in Concord, NH
Car insurance in Concord protects you from the financial burden of paying out of pocket for bodily injury and property damage after a car collision.
Concord is the state capital of New Hampshire and its third-largest city with a population of over 44,000. Concord has much to offer as the seat of government in the Granite State. Here you can step into the past with guided tours of the Pierce Manse, the residence of former President Franklin Manse. Outdoor lovers can enjoy the beauty of the city in local parks such as White Park and Rollins Park. While you're in town, be sure to visit the McAuliffe-Shepard Discovery Center, a high-tech air and space museum with interactive exhibits and an observatory.
Two major interstate highways serve the Concord area, Interstate 83 and Interstate 93. The former connects commuters to Vermont while the latter provides direct access to Manchester and Boston, Massachusetts. Concord Area Transit is the local public transportation system, offering fixed bus routes and paratransit service. Although Concord is considered a walkable city. many people drive cars. Car insurance in Concord helps protect you and your vehicle as you get around town.
Driving in Concord can expose you to several risks as a driver. The number of fatal crashes in New Hampshire has increased over the years. The amount of traffic throughout the state continues to increase with population growth, leading to increased risks of collisions with other drivers, bicyclists and pedestrians. Moreover, Concord is home to various types of wildlife. When deer, moose and turkeys cross the road, they create driving hazards that can lead to collisions and damage to your automobile.
New Hampshire requires drivers to have 25/50/25 liability insurance that provides at least $25,000 per person for injuries, $50,000 for two or more persons injured and $25,000 for property damage. This liability insurance does not cover the repair of your vehicle if you're at fault for a collision. Can you afford to replace your car if it's totaled? If not, your car insurance in Concord should include these coverages:
Some car insurance policies also include rental car reimbursement and towing charges. VIU by HUB helps you determine the best coverage limits and see which insurers offer the best rates for you and others to be named on your plan.
Concord drivers pay nearly $1,169. on average, for annual coverage. This is less than the state average and the national average of $1,730. The following factors will determine your bottom line:
Your gender and marital status can also impact what you pay based on statistical data. The good news is that you don't have to be an analyst to get a better rate for car insurance in Concord. VIU by HUB helps you compare plans, coverage levels and rates to get the right plan, saving you money.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
New Hampshire Office of Highway Safety
