Sunrise Manor, NV Home Insurance
Discover how Sunrise Manor home insurance protects your home, family and financial future.
Sunrise Manor is an unincorporated town located in the northeastern part of Las Vegas. Niche describes it as " dense suburban." home to a diverse community along with plenty of shopping, several local schools and ample green spaces. The U.S. Census Bureau reported its population at 205,618 in 2020. The median age in Sunrise Manor is 33, reflecting a mix of young singles and families.
Sunrise Manor's median household income was $47,665 in 2020. Most residents were employed in the hospitality, retail trade, construction, arts and entertainment, healthcare, transportation and educational industries. Local higher education options include the University of Nevada-Las Vegas, College of Southern Nevada and Nevada State University in nearby Henderson.
More than half the people in Sunrise Manor own their primary residences. Homeownership rates were at 51.4%, increasing by 0.9% from 2020. The community's median property value was $213,400 in 2021, with 72% of homeowners financing their homes with mortgage loans. Home insurance offers vital protection for Sunrise Manor residents, safeguarding their investments and their way of life.
Average rates for home insurance in Sunrise Manor are similar to the rest of Las Vegas. Area homeowners pay around $1,085 per year for coverage. This nearly equals the state's typical costs but is much lower than the national average annual rate of $1,820.
Lots of variables influence how much you'll pay for Sunrise Manor home insurance. Your home's value, age and location are primary factors, along with your credit score and existing claims history. Weather-related risks can also impact your rates. VIU by HUB provides you with customized quotes from several carriers so you can compare costs and options before you buy.
Home insurance protects you from significant financial losses from damage and destruction to your home and its contents. Covered losses generally include fire and smoke damage, hail, wind and storm damage, falling objects, lightning, malicious mischief, vandalism and theft. A typical home insurance policy has four parts:
You can purchase additional coverages as needed. For instance, special personal property coverage insures items for their appraised value. Also known as floaters, these add-ons offer useful protection for expensive items such as fine jewelry, rare musical instruments or high-end electronic equipment. Floaters extend coverage above and beyond typical policy limits on specific personal items.
Risk Factor reveals that Sunrise Manor has a moderate chance of wildfires, potentially affecting 34% of properties in the community. Climate change contributes significantly to this risk with rising temperatures, declining humidity and precipitation pattern shifts.
Standard home policies cover damage from wildfires. Homeowners in higher-risk areas may pay more in premiums. Check your policy documents thoroughly to ensure you have adequate coverage.
Purchasing a home insurance policy can feel complicated. Let VIU by HUB simplify finding your ideal Sunrise Manor home insurance. With VIU by HUB, you can easily obtain quotes, compare options and purchase your policy online.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
