Car Insurance in Billings, MT
Car insurance in Billings, MT, can spare you from incurring significant debt to pay for damages and bodily injuries after an auto accident.
With almost 120,000 locals. Billings is the largest city in Montana. When you're here, you have a wealth of places to go and things to do. Take a look into the local past with a visit to the Pictograph Cave State Park, featuring over 3,000 cave paintings created by Native Americans over 2,500 years ago. The Yellowstone Art Museum highlights the work of local artists, offering over 7,000 pieces, including paintings, sculptures and photographs.
Getting around Billings is relatively easy and affordable, thanks to the City's public transit system, MET Transit. Buses and paratransit service connect locals to most places within the city, however, the system does not operate on Sundays or major holidays. Major highways such as Interstate 90, Interstate 94, USA Highway 87 and Montana Highway 3 provide crosstown access. Driving these thoroughfares puts you on the road with several other drivers. Do you want to risk a major car crash without car insurance in Billings, MT?
Billings is nicknamed the “Magic City" because of its fast growth over the years. Cities with growing populations experience more traffic on the roads as well as interactions with pedestrians and bicyclists. Several of the state's busiest intersections are within the Billings city limits. The area is also home to large animals such as deer, moose and elk that occasionally cross roads. A collision with a large animal can cause extensive damage to your car. Additionally, snow and ice can make driving significantly more hazardous during the winter season.
Montana drivers are required to have liability coverage that covers bodily injury per accident ($25,000 per person and $50,000 for two or more) and property damage ($20,000). This minimum level of insurance keeps you compliant with state law, but it won't cover the damage to your vehicle if you're responsible for an accident. These minimum limits can also be exceeded in a crash involving several cars and people. Consider these coverages for car insurance in Billings, MT:
Different policies also include other benefits, such as covering the costs to rent a car or tow your car from a site. VIU by HUB can help you determine which features your plan should include and which companies offer the best rates.
For full coverage, Billings drivers pay $1,705 each year. on average. This is below the state average and the national average of $2,008. This number accounts for several factors that vary from driver to driver:
Being single and male can also increase your premium as the risk of accidents is higher in those groups. You likely qualify for discounts that can mitigate factors that might raise your premium. Comparing quotes with VIU by HUB helps you save money on the right car insurance in Billings, MT.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
Montana Department of Transportation
