Car Insurance in Boston, MA
Having car insurance in Boston helps you manage the risk of collisions and other potential car-related losses, such as theft and vandalism.
Rich in history and culture, Boston stands as one of America's most vibrant cities. Nearly 670,000 people live within the city limits and almost 4.9 million people live in the greater metropolitan area, accounting for almost two-thirds of the state's population. Boston is the cultural and financial center of New England, making it a great place to be for both work and play. Whether you work for companies such as General Electric or Liberty Mutual or attend elite institutions such as Harvard and MIT, Boston's the place to be.
When you have to commute around a major metropolitan area, the potential for car accidents increases sharply. Consider these Boston-area characteristics that factor into the potential for collisions:
With fatal pedestrian crashes on the rise both in Boston and statewide it's more important than ever for drivers to be financially responsible for the damages caused by a collision, which can include the loss of life. Most people cannot afford to pay for these damages, so having car insurance in Boston is essential.
To operate a vehicle in Massachusetts, you're required to carry the following coverage:
A serious accident can cause damages that exceed these minimums, so you should consider higher coverage levels, as well as other benefits such as comprehensive coverage (protects from theft and vandalism), rental car reimbursement and roadside assistance. VIU by HUB can help you sort through your available options.
The average annual car insurance premium in Boston is nearly $1,112 per year, which matches the state average but is lower than the national average of $1,548. In the Bay State, the following factors will affect your premium:
VIU by HUB is here to help you understand what factors affect your premium, as well as available discounts. Get the best car insurance in Boston for you and your household by calling us today.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
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