Car Insurance in Lakewood, CO
Comparison shop for the best deal on car insurance in Lakewood.
The scenic city of Lakewood is the 18th worst place to drive in the United States, with a rate of bad driving fatalities that is nearly four times the national average. In addition to other drivers, weather hazards such as heavy rain, large hail and an average of 65 inches of snow each year pose risks to drivers in Jefferson County.
Colorado motorists need car insurance that meets state requirements and protects against local and regional risks. U.S. Route 285 to the south of Lakewood is the second most dangerous road in the state for wildlife collisions. Comprehensive car insurance in Lakewood provides the protection you need while driving in the Rocky Mountains.
Collision insurance can offer peace of mind within the city limits. There were 10 traffic fatalities on West Colfax Avenue between Sheridan Boulevard and Teller Street from 2014 to 2021. The right auto insurance policy can help you manage a wide range of risks on roads in the Front Range Urban Corridor.
Shopping for car insurance has never been easier than when you use VIU by HUB. Enter information about yourself, your driving record and your vehicle to compare rates for state-mandated liability coverage, optional collision coverage or comprehensive policies that cover the cost of damage to your vehicle.
The state of Colorado requires all drivers to carry liability insurance. A liability-only policy will cover at least a portion of the expenses associated with injuring other drivers, accidents that result in fatalities and damage to other vehicles or property. Find out more about minimum coverage requirements in the Centennial State:
Minimum coverage satisfies legal requirements but can result in higher out-of-pocket costs. Policies that have higher liability limits or optional collision and comprehensive coverage can provide you with even more peace of mind behind the wheel.
The average cost of car insurance for drivers in Lakewood depends on the level of coverage and several other factors. Average annual premiums can range from $1,548 up to $2,130 based on your age, credit score and driving record. Obtain quotes for auto insurance that provides the protection you need and any benefits you want.
The best auto insurance covers the cost of damage to your vehicle. While Lakewood residents have the option to use RTD public transportation, it is easier to drive to urban destinations and outdoor attractions. Here are some of the most popular options for additional car insurance coverage:
Compare policy costs for car insurance in Lakewood with VIU by HUB. We can help you find the level of coverage you need to comply with state law and manage the risks of driving on Colorado roads.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
