Home makeover projects: getting the right coverage and contracts

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Drivers should:

Evaluate your insurance coverage.

Make sure you have adequate auto liability insurance, with the right policy limits. Almost all states require that drivers carry liability insurance to cover personal injuries and/or damage to third parties and their property. Check with your broker to make sure you’ve got adequate limits.

Know when you need to pull over.

If you are tired, pull off the road. Limit the level of activity inside the car while driving, or pull over to eat, search for music and call or text family or friends.