Hurricanes have wreaked havoc on communities across the country for all of recorded history, and unfortunately these powerful weather phenomena are only slated to continue. In the United States, hurricane season starts on June 1 and lasts all the way through the end of November, impacting many parts of the country with varying degrees of destruction.

The National Weather Service estimates that every year, on average, 12 tropical storms form over the Atlantic Ocean, Caribbean Sea and the Gulf of Mexico, six of which become hurricanes. This puts Florida, Texas, North Carolina and Louisiana especially at risk, though it’s important to note that the Western states are not free from risk. The Pacific Ocean also gets an average of three yearly tropical storms, two of which meteorologists expect to become hurricanes.

When it comes to minimizing risk and protecting yourself, your loved ones and your property in the event of a hurricane, insurance resources are critical. That’s why we’ve put together this in-depth guide on what you need to do to keep your family safe in the storm, stay covered with the right insurance options and prepare your home for what may come.