Car Insurance in Yonkers, NY
Save money and get more options for your car insurance in Yonkers.
Yonkers is a popular suburb that's close enough to Manhattan for fun, but far enough away for a peaceful life. This city is a great fit for families, with over 70 parks. beautiful views of the Hudson River and the Palisades, and lots of shopping, dining and entertainment. Depending on the size of your family ” and whether you have teen drivers ” carefully selecting your car insurance in Yonkers can make a huge difference.
Yonkers has options for public transportation, and over 25% of local workers use them. Still, over 50% drive to work (35 minutes on average) and 10% carpool. Plus, almost 75% of households in Yonkers have between one and three cars. Whether you have a vehicle for commuting or taking your family places, you need more than the bare minimum of insurance coverage.
The city of Yonkers has over 100 bridges. 450 dead-end streets and the equivalent of 600 miles of highway lanes and city roads. Not only does this make navigating around town complicated for new residents, but it also increases the risk of car accidents. People can pull out in front of you unexpectedly, brake without warning or make a U-turn out of nowhere.
Another reason why families need good car insurance in Yonkers is that the suburb is only a few miles from Manhattan and other popular destinations in NYC. VIU by HUB can help you choose personal injury coverage that protects you and your loved ones if an accident happens while you're in the city. You can also opt for comprehensive auto insurance to safeguard against theft and vandalism.
Compared to some places in New York state, Yonkers has pretty decent weather. The average temperature in winter only gets down to the low 30s, and summers stay in the 70s. Snowfall is the same as the U.S. average: about 28 inches a year.
That said, the sheer number of cul-de-sacs and intersections in this residential area ” not to mention so many trees ” can still lead to car accidents when roads are icy. Almost a third of the year has temperatures below freezing, so slippery driving conditions are a real possibility.
Yonkers car insurance isn't always cheap. It's not as expensive as Hempstead ” where full coverage can average $3,500 annually ” but it's much higher than the national average of just $2,000 a year. For full coverage in Yonkers, you can expect to pay about $3,000.
Using VIU by HUB to compare different types of auto insurance can help you save money. It also lets you customize the levels of coverage you want.
Some Yonkers families put more coverage toward medical expenses or collision repairs. Others focus more on theft and comprehensive coverage for storm damage ” perhaps because they have a large tree in the driveway. You decide what's right for your family.
It's important to keep in mind the risks you are most likely to face on the road. Your commute may take you through intersections where fender benders or serious accidents are more common. When comparing insurers with VIU by HUB, also look at each company's reputation for customer support and fast claims processing for car insurance in Yonkers.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
