Car Insurance in Mount Vernon, NY
Discover ways to save money on your car insurance and get the complete coverage you need.
In Mount Vernon, about 30% of workers take the bus, train or subway to the office. The city has many options for going out and about, so you may wonder if good car insurance in Mount Vernon is worth the cost. The statistics don't lie; If you want to keep your family safe, dependable insurance is a must.
On average, there are about 1,000 car accidents every year in the city of Mount Vernon. That equates to almost three accidents a day. Roughly 300 of the collisions cause injuries, and the rest damage vehicles and property.
Even more surprising is that Mount Vernon is only 4.4 square miles in size. The city monitors eight main intersections using red light cameras. If the majority of accidents occur at those high-risk intersections, it would mean at least 100 crashes every year per intersection.
Besides public transportation, driving to work is the primary way workers in Mount Vernon get to work. About 45% drive alone and another 10% carpool. Considering that the average commute is 35 minutes, and over 25% of workers have to travel 45-90 minutes, the importance of high-quality car insurance stands out. More than 2,000 households commute more than 90 minutes each way.
Commuting isn't the only reason to have a car. Vehicles give you the freedom to explore Mount Vernon and other areas of New York at your leisure. Not surprisingly, the majority of the 26,000 households in the city own at least one vehicle. About 40% own two or more vehicles.
There are many things to do and see in this eclectic city. Mount Vernon shows off rich history at every corner, from mid-century homes to sites that date back to the Revolutionary War. Nature lovers can take advantage of the area's 241 acres of parks and outdoor spaces.
You shouldn't have to sacrifice your family's protection to save money on car insurance in Mount Vernon. In fact, all you may have to do is compare policies from competing insurers in the state. Even though sometimes it seems like insurance companies hold all the cards, in reality, you're the one with the power to choose.
The average cost of Mount Vernon auto insurance is $230 a month. The average for New York State is about $199 a month, so local rates are slightly higher.
That said, many factors affect your family's premiums. With VIU by HUB, you may find quotes that are lower ” or that offer better coverage ” with a little effort.
A great way to get a better fit for your family's needs is to check the coverage offered. Decide which insurance types cover the risks you face every day:
VIU by HUB's compare feature shows you a full range of car insurance for Mount Vernon.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
