Bentonville, AR Car Insurance
Protect your commute with reliable and affordable Bentonville car insurance.
In 2022, Bentonville had 1,806 traffic accidents. It was a 17% increase from the previous year when there were 1,515 crashes. These numbers emphasize the importance of protecting your commute with Bentonville car insurance. Fortunately, VIU by HUB has a helpful online tool. It allows you to compare quotes from multiple insurance companies and select the policy that fits your budget.
Bentonville gets an average of 48 inches of rain annually, more than the national average of 38 inches. Rain can make driving more hazardous. Roads can become slippery, especially on hills. Drivers may have a harder time seeing traffic signs and other cars, especially in heavy downpours. Bentonville had 191 crashes on wet roads in 2022.
Bentonville doesn't get much snow due to its southern location, but it averages about eight inches annually. Drivers inexperienced with driving in sleet and snow may have higher chances of getting in accidents. Roads become especially slippery when melting snow freezes again, creating ice on the pavement. Despite the rarity of snowfall, Bentonville had 13 accidents on icy and frosty roads in 2022.
Bentonville traffic can get congested, especially near the intersection of Highway 102 and Highway 71 during evening rush hour. More vehicles on the road means more chances for accidents. With a dependable car insurance policy, you can drive more confidently, knowing your ride is protected.
The average auto insurance policy in Bentonville costs about $112 monthly. However, your rates can vary from the average. Many factors influence premiums, including your age, gender and marital status. Your car's make and model also affect rates; some vehicles cost more to repair, while others have more safety features. Drivers in larger cities may face higher premiums due to crime rates and traffic conditions.
Arkansas law requires drivers to carry liability insurance. The minimum coverage allowed is $25,000 per person for bodily injury, $50,000 for two or more people per accident for bodily injury and $25,000 per accident for property damage.
Insurance companies must offer two other types of insurance: Personal Injury Protection and uninsured/underinsured motorist coverage. Personal Injury Protection covers medical expenses, death benefits and lost wages regardless of who caused the accident. Uninsured/underinsured motorist coverage pays costs if the at-fault driver doesn't have enough insurance.
You can also get other coverage types, including:
Nearly 85% of Bentonville workers rely on personal transportation to get to work. While the city has public transportation options, most commuters find it more efficient to drive themselves. Protecting your vehicle with auto insurance is essential when you depend on it for work.
Your vehicle is important to you, and so is protecting it. When you use VIU by HUB to find Bentonville car insurance, you can compare quotes from multiple providers. You can gather information about prices and policies, ensuring you have the coverage you require at a price that fits your budget.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
