Auto insurance coverage can be complicated. There are a lot of options to personalize your coverage and basic policies cover so much – damage to your vehicle, injuries to you and your passengers following an accident, theft and even damage to other people’s property in accidents caused by the policyholder. With standard car insurance policies covering so much, car insurance add-ons can sometimes seem like overkill. However, these add-ons, also known as endorsements and riders, cover things that could make your life easier.

Add-ons enhance car insurance

Car insurance add-ons are optional enhancements that can be added to your existing auto insurance coverage to provide additional protection for specific events. This allows you to tailor your coverage to meet your specific needs. You’ll get the collision and comprehensive coverage you need  and the add-ons you want without having to pay for the optional coverages that aren’t right for you. Add-on options should be made available to you when you get car insurance quotes, but you can talk to your insurance company, or the VIU by HUB Advisory Team, to add these coverages at any time.