# VIU by HUB > VIU by HUB is a digital personal-insurance marketplace from HUB International, a top-five global insurance brokerage. Consumers compare quotes from A-rated carriers, shop coverage online, and manage policies across auto, home, life, and specialty lines in one place, with licensed advisor support. VIU operates a direct-to-consumer brokerage and an embedded-insurance platform for partners (auto OEMs, financial institutions, mortgage operations, real estate, and employee benefits). Coverage spans the United States. Pages below are grouped so an LLM can locate products, definitions, and editorial guidance quickly; templated state and city landing pages are represented by their hub rather than listed individually. ## Insurance Products - [Auto Insurance](https://www.viubyhub.com/compare-auto-insurance-quotes): Compare auto insurance quotes from multiple carriers - [Homeowners Insurance](https://www.viubyhub.com/compare-homeowners-insurance-quotes): Compare homeowners coverage and quotes - [Renters Insurance](https://www.viubyhub.com/compare-renters-insurance-quotes): Coverage and quotes for tenants - [Condo Insurance](https://www.viubyhub.com/compare-condo-insurance-quotes): HO-6 condo coverage and quotes - [Life Insurance](https://www.viubyhub.com/compare-life-insurance-quotes): Term and permanent life insurance quotes - [Umbrella Insurance](https://www.viubyhub.com/compare-umbrella-insurance-quotes): Excess personal liability coverage - [Landlord Insurance](https://www.viubyhub.com/compare-landlord-insurance-quotes): Coverage for rental and investment properties - [Motorcycle Insurance](https://www.viubyhub.com/compare-motorcycle-insurance-quotes): Real-time motorcycle insurance quotes - [Pet Insurance](https://www.viubyhub.com/compare-pet-insurance-quotes): Pet health coverage options - [Second Home Insurance](https://www.viubyhub.com/compare-second-home-insurance): Coverage for secondary residences - [Recreational Toy Insurance](https://www.viubyhub.com/compare-recreational-toy-insurance-quotes): Coverage for boats, RVs, and recreational vehicles - [All Products](https://www.viubyhub.com/insurance-products): Full index of available insurance products ## How VIU Works - [How VIU Works](https://www.viubyhub.com/how-viu-works): Overview of the compare-shop-manage model - [Your Advisors](https://www.viubyhub.com/personal-insurance-advisors): Licensed personal insurance advisor support - [VIU by HUB Account](https://www.viubyhub.com/viu-by-hub-account): Online account to view and manage policies - [FAQ](https://www.viubyhub.com/faq): Frequently asked questions - [Technical Support](https://www.viubyhub.com/technical-support): Help with the platform and account - [How We Get Paid](https://www.viubyhub.com/how-we-get-paid): Compensation and commission disclosure ## About - [About Us](https://www.viubyhub.com/who-we-are): Company background and mission - [Newsroom](https://www.viubyhub.com/newsroom): Company news and announcements - [Careers (VIU roles)](https://careers.hubinternational.com/us/en/search-results?keywords=VIU): VIU openings at HUB International ## For Partners - [Partnerships Overview](https://www.viubyhub.com/partnerships): How organizations partner with VIU - [Embedded Personal Insurance](https://www.viubyhub.com/partnerships/embedded-personal-insurance-for-partners): Embedded insurance for partner platforms - [Auto OEM](https://www.viubyhub.com/partnerships/auto-oem): Embedded auto insurance for automakers and dealers - [Financial Institutions](https://www.viubyhub.com/partnerships/financial-institutions): Insurance programs for banks and credit unions - [Mortgage Operations](https://www.viubyhub.com/partnerships/mortgage-operations): Insurance integration for mortgage workflows - [Real Estate Journey](https://www.viubyhub.com/partnerships/real-estate-journey): Insurance for the homebuying journey - [Employee Benefits](https://www.viubyhub.com/partnerships/employee-benefits): Personal insurance as an employee benefit - [Smart Protection Solutions](https://www.viubyhub.com/partnerships/smart-protection-solutions): Bundled smart-home and protection offerings - [Fulfillment & Growth](https://www.viubyhub.com/partnerships/transform-insurance-fulfillment-and-growth-with-viu-by-hub): Transforming insurance fulfillment for partners ## Crisis Resource Center - [Crisis Resource Center](https://www.viubyhub.com/crisis-resource-center): Disaster preparedness and recovery hub - [Flood](https://www.viubyhub.com/crisis-resource-center/flood): Flood preparedness and claims resources - [Hurricane](https://www.viubyhub.com/crisis-resource-center/hurricane): Hurricane preparedness and claims resources - [Tornado](https://www.viubyhub.com/crisis-resource-center/tornado): Tornado preparedness and claims resources - [Wildfire](https://www.viubyhub.com/crisis-resource-center/wildfire): Wildfire preparedness and claims resources - [Winter Weather](https://www.viubyhub.com/crisis-resource-center/winter-weather): Winter weather preparedness and claims resources ## Insurance Glossary - [Insurance Glossary](https://www.viubyhub.com/insurance-terms-glossary): Index of insurance term definitions - [Actual Cash Value](https://www.viubyhub.com/insurance-terms-glossary/a/actual-cash-value): Definition: Actual Cash Value - [Additional Insured](https://www.viubyhub.com/insurance-terms-glossary/a/additional-insured): Definition: Additional Insured - [Additional Interest](https://www.viubyhub.com/insurance-terms-glossary/a/additional-interest): Definition: Additional Interest - [Agreed Value Insurance](https://www.viubyhub.com/insurance-terms-glossary/a/agreed-value-insurance): Definition: Agreed Value Insurance - [Auto Insurance](https://www.viubyhub.com/insurance-terms-glossary/a/auto-insurance): Definition: Auto Insurance - [Blanket Insurance](https://www.viubyhub.com/insurance-terms-glossary/b/blanket-insurance): Definition: Blanket Insurance - [Bodily Injury Liability](https://www.viubyhub.com/insurance-terms-glossary/b/bodily-injury-liability): Definition: Bodily Injury Liability - [Broker Fee](https://www.viubyhub.com/insurance-terms-glossary/b/broker-fee): Definition: Broker Fee - [Car Rental and Travel Expenses Coverage](https://www.viubyhub.com/insurance-terms-glossary/c/car-rental-and-travel-expenses-coverage): Definition: Car Rental and Travel Expenses Coverage - [Carrier](https://www.viubyhub.com/insurance-terms-glossary/c/carrier): Definition: Carrier - [Collateral Protection Insurance](https://www.viubyhub.com/insurance-terms-glossary/c/collateral-protection-insurance): Definition: Collateral Protection Insurance - [Collision Coverage](https://www.viubyhub.com/insurance-terms-glossary/c/collision-coverage): Definition: Collision Coverage - [Comprehensive Coverage](https://www.viubyhub.com/insurance-terms-glossary/c/comprehensive-coverage): Definition: Comprehensive Coverage - [Contents Insurance](https://www.viubyhub.com/insurance-terms-glossary/c/contents-insurance): Definition: Contents Insurance - [Co-op Insurance](https://www.viubyhub.com/insurance-terms-glossary/c/co-op-insurance): Definition: Co-op Insurance - [Coverage](https://www.viubyhub.com/insurance-terms-glossary/c/coverage): Definition: Coverage - [Coverages and Limits](https://www.viubyhub.com/insurance-terms-glossary/c/coverages-and-limits): Definition: Coverages and Limits - [Deductible](https://www.viubyhub.com/insurance-terms-glossary/d/deductible): Definition: Deductible - [Depreciation](https://www.viubyhub.com/insurance-terms-glossary/d/depreciation): Definition: Depreciation - [Dwelling Coverage](https://www.viubyhub.com/insurance-terms-glossary/d/dwelling-coverage): Definition: Dwelling Coverage - [Dwelling Limit](https://www.viubyhub.com/insurance-terms-glossary/d/dwelling-limit): Definition: Dwelling Limit - [Effective Date](https://www.viubyhub.com/insurance-terms-glossary/e/effective-date): Definition: Effective Date - [Endorsement](https://www.viubyhub.com/insurance-terms-glossary/e/endorsement): Definition: Endorsement - [Exclusions](https://www.viubyhub.com/insurance-terms-glossary/e/exclusions): Definition: Exclusions - [Hazard Insurance](https://www.viubyhub.com/insurance-terms-glossary/h/hazard-insurance): Definition: Hazard Insurance - [HO-2 vs HO-3](https://www.viubyhub.com/insurance-terms-glossary/h/ho-2-vs-ho-3): Definition: HO-2 vs HO-3 - [HO-4 Policy](https://www.viubyhub.com/insurance-terms-glossary/h/ho-4-policy): Definition: HO-4 Policy - [HO-5 Insurance](https://www.viubyhub.com/insurance-terms-glossary/h/ho-5-insurance): Definition: HO-5 Insurance - [Home Replacement Cost](https://www.viubyhub.com/insurance-terms-glossary/h/home-replacement-cost): Definition: Home Replacement Cost - [Inflation Guard](https://www.viubyhub.com/insurance-terms-glossary/i/inflation-guard): Definition: Inflation Guard - [Insurance Binder](https://www.viubyhub.com/insurance-terms-glossary/i/insurance-binder): Definition: Insurance Binder - [Insurance Broker](https://www.viubyhub.com/insurance-terms-glossary/i/insurance-broker): Definition: Insurance Broker - [Insurance Premium](https://www.viubyhub.com/insurance-terms-glossary/i/insurance-premium): Definition: Insurance Premium - [Insured Driver](https://www.viubyhub.com/insurance-terms-glossary/i/insured-driver): Definition: Insured Driver - [Insured Location](https://www.viubyhub.com/insurance-terms-glossary/i/insured-location): Definition: Insured Location - [Insured Vehicle](https://www.viubyhub.com/insurance-terms-glossary/i/insured-vehicle): Definition: Insured Vehicle - [Liability Insurance](https://www.viubyhub.com/insurance-terms-glossary/l/liability-insurance): Definition: Liability Insurance - [Limit of Liability](https://www.viubyhub.com/insurance-terms-glossary/l/limit-of-liability): Definition: Limit of Liability - [Loss Assessment Coverage](https://www.viubyhub.com/insurance-terms-glossary/l/loss-assessment-coverage): Definition: Loss Assessment Coverage - [Loss of Use Coverage](https://www.viubyhub.com/insurance-terms-glossary/l/loss-of-use-coverage): Definition: Loss of Use Coverage - [Master Policy](https://www.viubyhub.com/insurance-terms-glossary/m/master-policy): Definition: Master Policy - [Medical Payment Limit](https://www.viubyhub.com/insurance-terms-glossary/m/medical-payment-limit): Definition: Medical Payment Limit - [Medical Payments Coverage](https://www.viubyhub.com/insurance-terms-glossary/m/medical-payments-coverage): Definition: Medical Payments Coverage - [Medical Payments to Others](https://www.viubyhub.com/insurance-terms-glossary/m/medical-payments-to-others): Definition: Medical Payments to Others - [Moral Hazard](https://www.viubyhub.com/insurance-terms-glossary/m/moral-hazard): Definition: Moral Hazard - [Named Peril](https://www.viubyhub.com/insurance-terms-glossary/n/named-peril): Definition: Named Peril - [Negligence](https://www.viubyhub.com/insurance-terms-glossary/n/negligence): Definition: Negligence - [Open Peril](https://www.viubyhub.com/insurance-terms-glossary/o/open-peril): Definition: Open Peril - [Ordinance or Law Coverage](https://www.viubyhub.com/insurance-terms-glossary/o/ordinance-or-law-coverage): Definition: Ordinance or Law Coverage - [Other Structures](https://www.viubyhub.com/insurance-terms-glossary/o/other-structures): Definition: Other Structures - [Other Structures Limit](https://www.viubyhub.com/insurance-terms-glossary/o/other-structures-limit): Definition: Other Structures Limit - [Permissive Use](https://www.viubyhub.com/insurance-terms-glossary/p/permissive-use): Definition: Permissive Use - [Personal Injury Protection](https://www.viubyhub.com/insurance-terms-glossary/p/personal-injury-protection): Definition: Personal Injury Protection - [Personal Liability Coverage](https://www.viubyhub.com/insurance-terms-glossary/p/personal-liability-coverage): Definition: Personal Liability Coverage - [Personal Property Coverage Limit](https://www.viubyhub.com/insurance-terms-glossary/p/personal-property-coverage-limit): Definition: Personal Property Coverage Limit - [Policy Number](https://www.viubyhub.com/insurance-terms-glossary/p/policy-number): Definition: Policy Number - [Property Damage Liability](https://www.viubyhub.com/insurance-terms-glossary/p/property-damage-liability): Definition: Property Damage Liability - [Property Protection Insurance](https://www.viubyhub.com/insurance-terms-glossary/p/property-protection-insurance): Definition: Property Protection Insurance - [Reconstruction Cost Estimate](https://www.viubyhub.com/insurance-terms-glossary/r/reconstruction-cost-estimate): Definition: Reconstruction Cost Estimate - [Replacement Cost](https://www.viubyhub.com/insurance-terms-glossary/r/replacement-cost): Definition: Replacement Cost - [Rider](https://www.viubyhub.com/insurance-terms-glossary/r/rider): Definition: Rider - [Scheduled Personal Property Coverage](https://www.viubyhub.com/insurance-terms-glossary/s/scheduled-personal-property-coverage): Definition: Scheduled Personal Property Coverage - [Sewer Backup Coverage](https://www.viubyhub.com/insurance-terms-glossary/s/sewer-backup-coverage): Definition: Sewer Backup Coverage - [Special Assessment](https://www.viubyhub.com/insurance-terms-glossary/s/special-assessment): Definition: Special Assessment - [Stated Value Insurance](https://www.viubyhub.com/insurance-terms-glossary/s/stated-value-insurance): Definition: Stated Value Insurance - [Structure Limit](https://www.viubyhub.com/insurance-terms-glossary/s/structure-limit): Definition: Structure Limit - [Theft](https://www.viubyhub.com/insurance-terms-glossary/t/theft): Definition: Theft - [Umbrella Insurance](https://www.viubyhub.com/insurance-terms-glossary/u/umbrella-insurance): Definition: Umbrella Insurance - [Underinsured Motorist](https://www.viubyhub.com/insurance-terms-glossary/u/underinsured-motorist): Definition: Underinsured Motorist - [Uninsured Motorist Coverage](https://www.viubyhub.com/insurance-terms-glossary/u/uninsured-motorist-coverage): Definition: Uninsured Motorist Coverage - [Uninsured Motorist Property Damage](https://www.viubyhub.com/insurance-terms-glossary/u/uninsured-motorist-property-damage): Definition: Uninsured Motorist Property Damage - [Wind and Hail Coverage](https://www.viubyhub.com/insurance-terms-glossary/w/wind-and-hail-coverage): Definition: Wind and Hail Coverage ## Personal Insurance Blog - [Personal Insurance Blog](https://www.viubyhub.com/personal-insurance-blog): Consumer insurance guides and articles - [Your Ultimate Auto Insurance Guide](https://www.viubyhub.com/personal-insurance-blog/2022/06/your-ultimate-auto-insurance-guide): Your Ultimate Auto Insurance Guide - [Your Ultimate Homeowners Insurance Guide](https://www.viubyhub.com/personal-insurance-blog/2022/06/your-ultimate-homeowners-insurance-guide): Your Ultimate Homeowners Insurance Guide - [Your Ultimate Renters Insurance Guide](https://www.viubyhub.com/personal-insurance-blog/2022/12/your-ultimate-renters-insurance-guide): Your Ultimate Renters Insurance Guide - [Your Ultimate Umbrella Insurance Guide](https://www.viubyhub.com/personal-insurance-blog/2023/01/your-ultimate-umbrella-insurance-guide): Your Ultimate Umbrella Insurance Guide - [Your Ultimate Life Insurance Guide](https://www.viubyhub.com/personal-insurance-blog/2023/07/your-ultimate-life-insurance-guide): Your Ultimate Life Insurance Guide - [Your Ultimate Pet Insurance Guide](https://www.viubyhub.com/personal-insurance-blog/2023/04/your-ultimate-pet-insurance-guide): Your Ultimate Pet Insurance Guide - [Your Ultimate Motorcycle Insurance Guide](https://www.viubyhub.com/personal-insurance-blog/2024/04/your-ultimate-motorcycle-insurance-guide): Your Ultimate Motorcycle Insurance Guide - [Your Ultimate Home Renovations Guide](https://www.viubyhub.com/personal-insurance-blog/2023/03/your-ultimate-home-renovations-guide): Your Ultimate Home Renovations Guide - [Flood Insurance Resources What You Need to Know](https://www.viubyhub.com/personal-insurance-blog/2022/05/flood-insurance-resources-what-you-need-to-know): Flood Insurance Resources What You Need to Know - [Hurricane Insurance Resources What You Need to Know](https://www.viubyhub.com/personal-insurance-blog/2022/05/hurricane-insurance-resources-what-you-need-to-know): Hurricane Insurance Resources What You Need to Know - [Tornado Insurance Resources What You Need to Know](https://www.viubyhub.com/personal-insurance-blog/2022/05/tornado-insurance-resources-what-you-need-to-know): Tornado Insurance Resources What You Need to Know - [Wildfire Insurance Resources What You Need to Know](https://www.viubyhub.com/personal-insurance-blog/2022/08/wildfire-insurance-resources-what-you-need-to-know): Wildfire Insurance Resources What You Need to Know - [Winter Weather Insurance Resources and What You Need to Know](https://www.viubyhub.com/personal-insurance-blog/2022/12/winter-weather-insurance-resources-and-what-you-need-to-know): Winter Weather Insurance Resources and What You Need to Know - [How to Compare Car Insurance Quotes](https://www.viubyhub.com/personal-insurance-blog/2023/05/how-to-compare-car-insurance-quotes): How to Compare Car Insurance Quotes - [How Car Insurance Deductibles Work](https://www.viubyhub.com/personal-insurance-blog/2024/06/how-car-insurance-deductibles-work): How Car Insurance Deductibles Work - [What You Should Know About Home Insurance Deductibles](https://www.viubyhub.com/personal-insurance-blog/2023/02/what-you-should-know-about-home-insurance-deductibles): What You Should Know About Home Insurance Deductibles - [What You Should Know About Renters Insurance Deductibles](https://www.viubyhub.com/personal-insurance-blog/2023/10/what-you-should-know-about-renters-insurance-deductibles): What You Should Know About Renters Insurance Deductibles - [Why Did Your Home Insurance Go Up](https://www.viubyhub.com/personal-insurance-blog/2024/03/why-did-your-home-insurance-go-up): Why Did Your Home Insurance Go Up - [Why Are Car Insurance Rates Going Up](https://www.viubyhub.com/personal-insurance-blog/2024/04/why-are-car-insurance-rates-going-up): Why Are Car Insurance Rates Going Up - [What Happens If Your Car Insurance Lapses](https://www.viubyhub.com/personal-insurance-blog/2025/03/what-happens-if-your-car-insurance-lapses): What Happens If Your Car Insurance Lapses - [What Happens If Your Home Insurance Lapses](https://www.viubyhub.com/personal-insurance-blog/2025/03/what-happens-if-your-home-insurance-lapses): What Happens If Your Home Insurance Lapses - [What to Do After a Car Insurance Non Renewal](https://www.viubyhub.com/personal-insurance-blog/2025/04/what-to-do-after-a-car-insurance-non-renewal): What to Do After a Car Insurance Non Renewal - [What to Do After a Home Insurance Non Renewal](https://www.viubyhub.com/personal-insurance-blog/2025/04/what-to-do-after-a-home-insurance-non-renewal): What to Do After a Home Insurance Non Renewal - [Does Home Insurance Cover Natural Disasters](https://www.viubyhub.com/personal-insurance-blog/2025/06/does-home-insurance-cover-natural-disasters): Does Home Insurance Cover Natural Disasters - [Does Homeowners Insurance Cover Mold Everything Homeowners Need to Know](https://www.viubyhub.com/personal-insurance-blog/2025/08/does-homeowners-insurance-cover-mold-everything-homeowners-need-to-know): Does Homeowners Insurance Cover Mold Everything Homeowners Need to Know - [Swimming Pools and Home Insurance What Homeowners Need to Know](https://www.viubyhub.com/personal-insurance-blog/2025/08/swimming-pools-and-home-insurance-what-homeowners-need-to-know): Swimming Pools and Home Insurance What Homeowners Need to Know - [Market Value vs Replacement Cost in Home Insurance](https://www.viubyhub.com/personal-insurance-blog/2025/09/market-value-vs-replacement-cost-in-home-insurance): Market Value vs Replacement Cost in Home Insurance - [Is Your Home Insurance Ready for Climate Change](https://www.viubyhub.com/personal-insurance-blog/2025/09/is-your-home-insurance-ready-for-climate-change): Is Your Home Insurance Ready for Climate Change - [How to Document Your Home for Insurance Before You Need to File a Claim](https://www.viubyhub.com/personal-insurance-blog/2025/09/how-to-document-your-home-for-insurance-before-you-need-to-file-a-claim): How to Document Your Home for Insurance Before You Need to File a Claim - [Switch Car Insurance Stress Free a Simple Guide to Changing Carriers](https://www.viubyhub.com/personal-insurance-blog/2025/09/switch-car-insurance-stress-free-a-simple-guide-to-changing-carriers): Switch Car Insurance Stress Free a Simple Guide to Changing Carriers - [Home Insurance Add Ons Which Optional Coverages Are Worth It](https://www.viubyhub.com/personal-insurance-blog/2025/10/home-insurance-add-ons-which-optional-coverages-are-worth-it): Home Insurance Add Ons Which Optional Coverages Are Worth It - [Should I Bundle Insurance When Keeping Different Companies Pays Off](https://www.viubyhub.com/personal-insurance-blog/2025/10/should-i-bundle-insurance-when-keeping-different-companies-pays-off): Should I Bundle Insurance When Keeping Different Companies Pays Off - [Pet Insurance Worth It for Indoor Cats and Dogs](https://www.viubyhub.com/personal-insurance-blog/2025/10/pet-insurance-worth-it-for-indoor-cats-and-dogs): Pet Insurance Worth It for Indoor Cats and Dogs - [Auto Insurance in 2026 What's Driving Costs and How to Prepare](https://www.viubyhub.com/personal-insurance-blog/2025/12/auto-insurance-in-2026-whats-driving-costs-and-how-to-prepare): Auto Insurance in 2026 What's Driving Costs and How to Prepare - [Usage Based Auto Insurance](https://www.viubyhub.com/personal-insurance-blog/2025/12/usage-based-auto-insurance): Usage Based Auto Insurance - [Why Umbrella Coverage is Essential in 2026](https://www.viubyhub.com/personal-insurance-blog/2025/12/why-umbrella-coverage-is-essential-in-2026): Why Umbrella Coverage is Essential in 2026 - [Why You Need Flood Insurance in 2026](https://www.viubyhub.com/personal-insurance-blog/2025/12/why-you-need-flood-insurance-in-2026): Why You Need Flood Insurance in 2026 - [Insurance for Second Home vs Primary Home](https://www.viubyhub.com/personal-insurance-blog/2025/12/insurance-for-second-home-vs-primary-home): Insurance for Second Home vs Primary Home - [Insurance for Rental Property Landlords](https://www.viubyhub.com/personal-insurance-blog/2026/01/insurance-for-rental-property-landlords): Insurance for Rental Property Landlords - [How Much Home Insurance Do I Need](https://www.viubyhub.com/personal-insurance-blog/2026/02/how-much-home-insurance-do-i-need): How Much Home Insurance Do I Need - [Home Insurance Replacement Cost Versus Repair](https://www.viubyhub.com/personal-insurance-blog/2026/02/home-insurance-replacement-cost-versus-repair): Home Insurance Replacement Cost Versus Repair - [Does Homeowners Insurance Cover Burst PIPes](https://www.viubyhub.com/personal-insurance-blog/2026/03/does-homeowners-insurance-cover-burst-pipes): Does Homeowners Insurance Cover Burst PIPes - [What Does Renters Insurance Cover](https://www.viubyhub.com/personal-insurance-blog/2026/03/what-does-renters-insurance-cover): What Does Renters Insurance Cover - [How Much Renters Insurance Do I Need](https://www.viubyhub.com/personal-insurance-blog/2026/04/how-much-renters-insurance-do-i-need): How Much Renters Insurance Do I Need - [Insurance When Moving to a New State](https://www.viubyhub.com/personal-insurance-blog/2026/04/insurance-when-moving-to-a-new-state): Insurance When Moving to a New State - [Does a Speeding Ticket Affect Your Car Insurance](https://www.viubyhub.com/personal-insurance-blog/2026/05/does-a-speeding-ticket-affect-your-car-insurance): Does a Speeding Ticket Affect Your Car Insurance - [What to Do When You Hit An Animal While Driving](https://www.viubyhub.com/personal-insurance-blog/2026/05/what-to-do-when-you-hit-an-animal-while-driving): What to Do When You Hit An Animal While Driving ## The VIU Perspective (Industry & Partner Insights) - [The VIU Perspective](https://www.viubyhub.com/the-viu-perspective): B2B thought leadership on embedded and personal insurance - [From Embedded Insurance to Embedded Insurance Marketplace](https://www.viubyhub.com/the-viu-perspective/2024/03/from-embedded-insurance-to-embedded-insurance-marketplace): From Embedded Insurance to Embedded Insurance Marketplace - [Bridging the Digital Gap with Embedded Insurance](https://www.viubyhub.com/the-viu-perspective/2024/04/bridging-the-digital-gap-with-embedded-insurance): Bridging the Digital Gap with Embedded Insurance - [How Embedded Personal Insurance is Evolving in 2025](https://www.viubyhub.com/the-viu-perspective/2025/11/how-embedded-personal-insurance-is-evolving-in-2025): How Embedded Personal Insurance is Evolving in 2025 - [Top Industries Positioned to Win in the Growing Embedded Insurance Market](https://www.viubyhub.com/the-viu-perspective/2025/11/top-industries-positioned-to-win-in-the-growing-embedded-insurance-market): Top Industries Positioned to Win in the Growing Embedded Insurance Market - [Embedded Auto Insurance for OEM Loyalty](https://www.viubyhub.com/the-viu-perspective/2025/12/embedded-auto-insurance-for-oem-loyalty): Embedded Auto Insurance for OEM Loyalty - [Successfully Integrating AI in Insurance Purchase and Management](https://www.viubyhub.com/the-viu-perspective/2024/05/successfully-integrating-ai-in-insurance-purchase-and-management): Successfully Integrating AI in Insurance Purchase and Management - [The Role of AI in Insurance Requires Investment in the Human Touch](https://www.viubyhub.com/the-viu-perspective/2024/05/the-role-of-ai-in-insurance-requires-investment-in-the-human-touch): The Role of AI in Insurance Requires Investment in the Human Touch - [Elevating the Insurance Experience Through Empathy Insight and Ai](https://www.viubyhub.com/the-viu-perspective/2025/11/elevating-the-insurance-experience-through-empathy-insight-and-ai): Elevating the Insurance Experience Through Empathy Insight and Ai - [Home Insurance Challenges and the Impact on Real Estate Professionals](https://www.viubyhub.com/the-viu-perspective/2024/06/home-insurance-challenges-and-the-impact-on-real-estate-professionals): Home Insurance Challenges and the Impact on Real Estate Professionals - [How Rising Insurance Rates in 2025 Impact Real Estate Professionals](https://www.viubyhub.com/the-viu-perspective/2025/03/how-rising-insurance-rates-in-2025-impact-real-estate-professionals): How Rising Insurance Rates in 2025 Impact Real Estate Professionals - [Turn the Homeownership Journey Into a Lifetime of Value](https://www.viubyhub.com/the-viu-perspective/2026/02/turn-the-homeownership-journey-into-a-lifetime-of-value): Turn the Homeownership Journey Into a Lifetime of Value - [Employee Benefits and Personal Insurance](https://www.viubyhub.com/the-viu-perspective/2024/01/employee-benefits-and-personal-insurance): Employee Benefits and Personal Insurance - [The Missing Piece in Your 2026 Benefits Strategy](https://www.viubyhub.com/the-viu-perspective/2026/02/the-missing-piece-in-your-2026-benefits-strategy): The Missing Piece in Your 2026 Benefits Strategy - [How Financial Wellness Programs Can Increase Employee Performance](https://www.viubyhub.com/the-viu-perspective/2024/06/how-financial-wellness-programs-can-increase-employee-performance): How Financial Wellness Programs Can Increase Employee Performance - [Auto Claims Inflation What Business Leaders Need to Know](https://www.viubyhub.com/the-viu-perspective/2026/03/auto-claims-inflation-what-business-leaders-need-to-know): Auto Claims Inflation What Business Leaders Need to Know - [Navigating the Challenges of a Hard Insurance Market](https://www.viubyhub.com/the-viu-perspective/2024/02/navigating-the-challenges-of-a-hard-insurance-market): Navigating the Challenges of a Hard Insurance Market - [The Impact of Rising Insurance Premiums on the Housing Market](https://www.viubyhub.com/the-viu-perspective/2024/02/the-impact-of-rising-insurance-premiums-on-the-housing-market): The Impact of Rising Insurance Premiums on the Housing Market ## Press Releases - [Press Releases](https://www.viubyhub.com/newsroom/press-releases): Company press release index - [Hub Doubles Down on Its Digital Strategy with the Launch of VIU by HUB](https://www.viubyhub.com/newsroom/press-releases/2022/06/hub-doubles-down-on-its-digital-strategy-with-the-launch-of-viu-by-hub): Hub Doubles Down on Its Digital Strategy with the Launch of VIU by HUB - [VIU by HUB Expands Its Digital Brokerage Platform with Renters and Condo Insurance](https://www.viubyhub.com/newsroom/press-releases/2023/02/viu-by-hub-expands-its-digital-brokerage-platform-with-renters-and-condo-insurance): VIU by HUB Expands Its Digital Brokerage Platform with Renters and Condo Insurance - [VIU by HUB Revolutionizes Personal Insurance Management with Launch of New Mobile App](https://www.viubyhub.com/newsroom/press-releases/2023/06/viu-by-hub-revolutionizes-personal-insurance-management-with-launch-of-new-mobile-app): VIU by HUB Revolutionizes Personal Insurance Management with Launch of New Mobile App - [VIU by HUB Now Offers Landlord Insurance for Rental Properties or Secondary Homes](https://www.viubyhub.com/newsroom/press-releases/2023/11/viu-by-hub-now-offers-landlord-insurance-for-rental-properties-or-secondary-homes): VIU by HUB Now Offers Landlord Insurance for Rental Properties or Secondary Homes - [VIU by HUB Broadens Access to Life Insurance](https://www.viubyhub.com/newsroom/press-releases/2024/04/viu-by-hub-broadens-access-to-life-insurance): VIU by HUB Broadens Access to Life Insurance - [VIU by HUB Launches Real Time Quotes for Motorcycle Insurance](https://www.viubyhub.com/newsroom/press-releases/2024/05/viu-by-hub-launches-real-time-quotes-for-motorcycle-insurance): VIU by HUB Launches Real Time Quotes for Motorcycle Insurance - [VIU by HUB Accelerates Growth in Financial Institution Space with Acquisition of Insuritas](https://www.viubyhub.com/newsroom/press-releases/2024/12/viu-by-hub-accelerates-growth-in-financial-institution-space-with-acquisition-of-insuritas): VIU by HUB Accelerates Growth in Financial Institution Space with Acquisition of Insuritas - [VIU by HUB Partners with Valon to Transform Homeowners Insurance Experience](https://www.viubyhub.com/newsroom/press-releases/2025/03/viu-by-hub-partners-with-valon-to-transform-homeowners-insurance-experience): VIU by HUB Partners with Valon to Transform Homeowners Insurance Experience - [HUB SmartCoverage Becomes VIU by HUB in Canada](https://www.viubyhub.com/newsroom/press-releases/2026/05/hub-smartcoverage-becomes-viu-by-hub-in-canada): HUB SmartCoverage Becomes VIU by HUB in Canada ## Events - [InsurTech Insights 2026](https://www.viubyhub.com/events/2026/insurtech-insights-2026): VIU at InsurTech Insights 2026 - [2026 NADA Show](https://www.viubyhub.com/events/2026/2026-nada-show): VIU at the 2026 NADA Show - [InsurTech Insights 2025](https://www.viubyhub.com/events/2025/insurtech-insights-2025): VIU at InsurTech Insights 2025 ## State & City Coverage - [VIU by State](https://www.viubyhub.com/viu-by-state): Hub for state- and city-level auto and home insurance landing pages (50 states; templated city pages not listed individually) ## Optional - [Terms & Conditions](https://www.viubyhub.com/terms-and-conditions): Site terms of use - [Privacy Policy](https://www.viubyhub.com/privacy-policy): Privacy policy - [California Privacy Notice](https://www.viubyhub.com/privacy-policy/ccpa): CCPA privacy notice - [Sitemap](https://www.viubyhub.com/sitemap): HTML sitemap